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Advantage Plus Credit accelerates and simplifies the lending process while providing an unparalleled level of transaction security and fraud prevention.
As compliance standards continue to rise, Advantage Plus Credit provides the industry’s fastest and most secure method of 4506-T income verification processing direct from the Internal Revenue Service.
Robust Technology
Unique Features
- Fastest turnaround times- 90% completed in 24 hours!
- Reports red flag alerts
- Easy online order tracking
- Speeds the loan approval process
Benefits
- Eliminates errors and reduces delays
- Reduces fraudulent activity
- Helps avoid the guesswork of public and government agencies
Expect Excellence Expect Results
- Direct access to customer support
- SSAE 16 Type II certified
- Fair Credit Reporting Act compliant
- Webinar user training
- Processing questions answered immediately
- Borrower data is secure from unauthorized users
- Adheres to rigorous compliance standards
- Easy implementation in multiple locations with no overhead
Flexible Account Management
- Unlimited users with various levels of authorization
- Easily manage multiple branches and locations
- Scales with your business
- Reduces data entry time
SSN Prime89
- The only way to 100% verify a SSN directly through the Social Security Administration
- Requires borrower’s consent
- Provides “Match” “No Match” or “Deceased” result
- Turnaround time within one hour
- US Patriot Act Compliant
- Fulfills FACTA Red Flag Rule requirements
BK-V™ Report
BK-V™ Report is the ideal solution for lenders looking for fast and simple access to comprehensive data on an applicant’s bankruptcy history.
- Verifies if applicant filed bankruptcy
- Indicates the type of bankruptcy filed
- Shows the year discharged
- Provides all schedules of bankruptcy
- No borrower consent needed
- Same day report delivery
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